What We Do For You
Private Financial Planning
Alchemi's Private Financial Planning service is built for the professional or business owner who has worked hard to reach a level of financial comfort — and now needs that financial position to work just as hard in return.
At this level, income is rarely the problem; structure, strategy, and the quiet confidence of knowing everything is connected and considered, are the answers you seek.
We work with a select number of clients to bring rigorous order to complex financial lives: consolidating assets, engineering tax efficiency, protecting lifestyle, legacy and family. And ensuring that the wealth accumulating across pensions, property, and business interests is aligned to a single, coherent plan across generations.
This is long-term thinking, delivered with precision and discretion.
Wealth | Life | Balance
Later Life / Retirement Planning
For high-earning professionals and business owners, the question is rarely whether retirement is financially possible — it's whether the structures you currently in place will actually deliver the life you have in mind when the time comes to step back.
Alchemi's Later Life / Retirement work is a financial independence planning service that addresses that gap. Bringing together pension architecture, Standard Fund Threshold management, business exit considerations, and investment strategy into a single, forward-looking plan calibrated to your timeline and your terms.
We work with clients who have accumulated significant assets across multiple vehicles and need those assets rationalised, protected, and positioned — so that financial independence, when it arrives, feels like a foregone conclusion, made long in advance.
Wealth | Life | Balance
Tax Efficient Income Planning
At higher income levels, the structure of how you're paid matters as much as how much you earn — and for many of Alchemi's clients, significant value can be lost not through poor investment decisions but through income that was never optimised in the first place.
Our Tax-Efficient Income Planning service works with senior professionals and business owners to examine every dimension of how income flows: salary, dividends, director's remuneration, bonus structures, pension contributions, and the interplay between them. Designing an approach that legally and strategically reduces tax exposure while accelerating the accumulation of real, lasting wealth.
For those drawing from a business, managing dual income streams, or approaching a period of transition, the difference between an unconsidered income structure and a carefully engineered one can be measured in hundreds of thousands of euros over a working lifetime.
This is not bookkeeping; it is financial engineering at the level your income deserves.
Wealth | Life | Balance
Lifestyle Financial Planning
For professionals and business owners who have reached a level of financial success, the conversation that matters most is rarely about returns — it's about what the money is actually for.
Alchemi's Lifestyle Financial Planning service starts where most financial advice stops: with your life, your ambitions, and the shape of the future you're working toward. We build a financial strategy designed to fund it with precision and confidence.
We work with clients to translate deeply personal goals — whether that's financial independence at a chosen point, funding children's education without compromising their own security, sustaining a particular standard of living through every phase of life, or leaving a considered legacy — into a clear, dynamic financial plan that flexes as life does.
If you have spent years building financial comfort without ever landing on financial clarity, this is the service that connects the two.
Wealth | Life | Balance
Pension Strategy
For senior professionals and business owners, a pension is rarely a single, tidy arrangement — it is more often a collection of schemes, contributions, and entitlements accumulated across a career, sitting in varying states of optimisation and frequently falling well short of their potential.
Alchemi's Pension Strategy service brings rigorous strategic thinking to one of the most tax-efficient wealth-building tools available to high earners in Ireland. Examining existing pension structures, maximising allowable contributions within Revenue limits, managing exposure to the Standard Fund Threshold, and ensuring that what accumulates inside a pension is invested with the same intentionality applied to every other part of a client's financial life.
For business owners, the opportunity is often even greater with PRSA and Wealth Trust arrangements offering a powerful and frequently underutilised mechanism for extracting value from a business in a tax-efficient manner.
This is pension planning elevated to the level your career, your complexity, and your ambitions deserve.
Wealth | Life | Balance
Legacy & Estate Planning
The financial decisions made during a lifetime of building wealth determine not just how much is left behind, but how much survives the transfer. For high-earning professionals and business owners in Ireland, the gap between an unplanned estate and a carefully structured one can be measured in substantial tax exposure, family complexity, and lost opportunity.
Alchemi's Legacy & Estate Planning service works with clients to bring the same strategic rigour to wealth transfer that we apply to wealth accumulation: examining the structure of assets across property, business interests, pensions, and investments, identifying exposure to Capital Acquisitions Tax, and designing a plan that moves wealth to the next generation — or to chosen causes — efficiently, intentionally, and in a manner that reflects what the client has spent a lifetime building.
For business-owning families in particular, the interplay between succession, shareholding structure, and personal estate planning demands early, expert attention; the clients who engage with this work sooner invariably have more options available to them.
Wealth | Life | Balance
Family Wealth Strategy
Building financial security for yourself is one achievement; ensuring that security extends meaningfully to the people who matter most is an entirely different discipline — and one that demands the same level of strategic attention.
Alchemi's Family Wealth Strategy service works with you to address the full financial dimension of family life at higher income levels: from structuring protection arrangements, to planning for children's education costs, to ensuring that both partners in a relationship have financial clarity, confidence, and a shared understanding of the plan that governs their future together.
For clients navigating the particular complexity of blended families, business ownership, or significant intergenerational wealth, the planning required goes well beyond standard financial advice — and the peace of mind that comes from having it done properly is, for many, the most valuable outcome Alchemi delivers.
Wealth | Life | Balance
Investment Strategy
For high earners and business owners, the question is rarely whether to invest, it is how to invest so that investments are structured with sufficient intentionality, diversified with genuine rigour, and connected coherently to your broader financial plan.
Alchemi's Investment Strategy service takes a whole-picture approach to how your wealth is deployed: examining existing portfolios across pensions, personal investments, and business assets, identifying concentration risk, tax implications, and misalignment with long-term goals, and designing an investment strategy that is built around your timeline, risk tolerance, and life ambitions.
For those approaching a liquidity event, managing the proceeds of a business sale, or simply aware that accumulated investments have never been reviewed with proper strategic attention, this is the service that brings coherence to complexity.
Your wealth deserves an architecture, not an afterthought.
Wealth | Life | Balance
Strategic Tax Planning
For professionals earning at the highest levels, tax is not a fixed cost — it is a variable, and one of the most consequential financial decisions available to a high earner is how deliberately they choose to manage it.
Alchemi's Strategic Tax Planning service works with senior professionals and business owners to examine the full tax dimension of a client's financial life: income tax exposure, capital gains planning, pension contribution strategy, Entrepreneur Relief, property structures, and the complex interplay between personal and business taxation that so often goes unexamined until significant value has already been lost.
The clients who engage with this work proactively — before a liquidity event, before a major income shift, before an estate becomes a problem to solve — consistently find that the opportunity available to them far exceeds what they imagined.
At Alchemi, tax planning is not a conversation held in isolation; it is woven through every element of a client's financial architecture.
Wealth | Life | Balance
Contact
Get in touch to learn more.